How to Avoid ATM Fees: New Cheap Rules for the 21st Century

I recently wrote, Cheap Rules for the 21st Century, and Things I will not do to Save Money, where I listed my rules for being cheap as well as my list of things I would not do to save money. In addition to these rules,
I have a list of items I would never pay for. I am presenting this list in alphabetical order. I have already presented my ways to acquire Aprons without paying for them. Next on my list of things you should not pay for are ATM Fees.

ATM users have grown accustomed to the numerous fees they have to pay to access their own money. I do not feel this is something we need to get used to. Here are my tips for avoiding ATM Fees.

Carry Cash: People do not carry cash anymore because they have become convinced that if they are robbed that they can cancel their ATM cards and not lose anything. I say that if you are robbed, you want something you can give the robber so they do not accost you and take you to the debit machine to withdraw cash. You want to be near them for as little time as possible. Another reason people do not carry cash is because ATM cards are easy and convenient to use. That may be true, but carrying cash makes you more aware that you are spending money, and so you spend less.

Use your bank's ATM: If you bank locally, you need to use the ATM machines associated with your bank. Your bank will thank you by not charging ATM fees for your transaction.

Get cash back from the grocery and drug store. When I want cash from my non-local bank accounts, I combine my withdrawal with a trip to the grocery or drug store. Even when I do not need anything from the store, I purchase a tin of breath mints. Why breath mints? Because I am very likely to use them and it is still cheaper than paying bank fees.

Find supermarkets in your area with ATMs that do not charge fees or charge very low fees. Some supermarkets have ATM machines that do not charge the customer (at least for a certain group of cards). For those cards they do, charge a fee for, the charge is low, usually around $1.00. In my area, Publix stores have these ATMs.
When you do use the ATM machine, get enough cash for several days. There will just be some times when you need cash now, and the ATM that charges fees are your only choice. If you are going to pay an ATM fee, make it
worth your while. Take enough money for several days so you do not find yourself at the ATM again the next day.